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Option 1

Capital and Interest

Monthly repayments include capital and interest
rates may vary

Assuming 4.99% per month (APR 5.2%)

Borrowing £3,000 +
CAPITAL BORROWED
LENGTH OF TERM (YEARS)
£3,000
£4,000
£5,000
£10,000
57.75
77.00
96.25
192.50
5
32.40
43.20
54.00
108.00
10
24.09
32.12
40.15
80.30
15
20.07
26.76
33.45
66.90
20

Option 2

Lifetime Interest Only

Monthly interest payments
rates may vary

Assuming 4.99% per month (APR 5.2%)

Borrowing £3,000 +
CAPITAL BORROWED
£3,000
£4,000
£5,000
£10,000
12.48
16.64
20.80
41.59

Monthly
Interest

Option 3

Lifetime No Service

Capital borrowed plus compouned monthly interest
rates may vary

Assuming 5.74% per month (APR 6.0%)

Borrowing £3,000 +
CAPITAL BORROWED
LENGTH OF TERM (YEARS)
£3,000
£4,000
£5,000
£10,000
4,022
5,363
6,703
13,407
5
5,392
7,190
8,988
17,976
10
7,230
9,640
12,050
24,101
15
9,694
12,925
16,157
32,314
20

Last updated 01 Feb 2010